The mReferral Mortgage Calculator app simplifies property and mortgage management. This comprehensive tool offers various calculators and streamlined application processes, all within a single, user-friendly interface.
Key features include:
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Mortgage Calculator: Calculate monthly payments, interest, and stamp duty for both first and second mortgages by inputting loan amount, repayment term, and interest rate.
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Refinance Calculator: Determine potential cash-out amounts and changes in monthly payments after refinancing. Includes early settlement calculations.
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Affordability Calculator: Estimate affordable property prices based on loan amount and Loan-to-Value (LTV) ratio, alongside income and stress test requirements.
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Mortgage Application: Quickly and conveniently apply for a mortgage directly through partnered banks via the app's API.
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Property Valuation: Access up-to-date property valuations from Bank of China (Hong Kong) by simply providing the address.
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P-Loan Application & Comparison: Compare various low-interest P-loan plans and apply instantly. Loans of up to $3 million are available with flexible repayment terms (3 months to 10 years) and APRs ranging from -99% to 8%.
Important Note: mReferral acts solely as a referral service; it does not offer mortgage or P-loan products directly. All offers, benefits, and fees are subject to the terms and conditions of the partnering banks and financial institutions. These institutions may impose handling fees and modify product terms without notice. Detailed examples of P-loan applications are available in the app's Terms & Conditions.
